Privacy Policy
Introduction
Ara Babayan (“we,” “our,” or “us”) respects your privacy and is committed to protecting your personal data. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website, register for our workshops, or engage with our financial services.
Information We Collect
We may collect personal information that you voluntarily provide to us when expressing an interest in obtaining information about our services or registering for an event. The personal information we collect may include:
Contact Information: Name, email address, phone number, and physical address.
Financial Inquiry Data: Basic information regarding your retirement goals or current planning status provided voluntarily through our contact forms or diagnostic questionnaires.
Automatically Collected Data: We automatically collect certain information when you visit, use, or navigate the site. This information does not reveal your specific identity but may include device and usage information, such as your IP address, browser characteristics, operating system, and referring URLs.
How We Use Your Information
We use the information we collect or receive for the following legitimate business purposes:
· To fulfill and manage your requests for information, workshop registrations, or financial diagnostics.
· To send administrative information to you, such as updates to our terms or changes to our schedule.
· To deliver targeted advertising to you. We may use your information to develop and display personalized content and advertising tailored to
your interests, utilizing tools like Facebook Pixels or Google Analytics.
· To comply with legal and regulatory obligations as mandated by the California Department of Insurance.
Will Your Information Be Shared With Anyone?
We do not and will not sell your personal data to third parties. We only share information with your consent, to comply with laws, to provide you with services, to protect your rights, or to fulfill business obligations. We may share your data with trusted third-party service providers (such as website hosts or email marketing platforms) who perform services for us or on our behalf and require access to such information to do that work.
Use of Cookies and Tracking Technologies
We may use cookies and similar tracking technologies (like web beacons and pixels) to access or store information. This is standard practice for analyzing website traffic and ensuring our advertising campaigns reach the right audience. You can set your browser to refuse all or some browser cookies, but this may affect how the website functions.
Your Privacy Rights (California Residents)
If you are a resident of California, you are granted specific rights regarding access to your personal information. You have the right to request:
· What personal information we have collected about you.
· The deletion of your personal information from our records.
· That your personal data not be used for targeted advertising.
Security of Your Information
We use administrative, technical, and physical security measures to help protect your personal information. However, please be aware that no electronic transmission over the internet or information storage technology can be guaranteed to be 100% secure.
Contact Us
If you have questions or comments about this notice, you may contact us at:
Ara Babayan
CA Insurance License: #0C68195
American Reliable Insurance Services, Inc. DBA Capital Shield Insurance Services: Corporate CA Insurance License: #0G0079
· Address: Hollywood Production Center Building – 121 W. Lexington Drive, Suite 234, Glendale, CA 91203.
· Direct Line: (818)731-3131
· Email: ara.babayan@CapitalShieldUSA.com
Ara Babayan
Financial Strategist | Indexed Life & Annuities
Licensing
Ara Babayan – CA Insurance License: #0C68195
American Reliable Insurance Services, Inc. DBA Capital Shield Insurance Services – Corporate CA Insurance License: #0G0079
Disclosures
The information provided on this website is for educational and informational purposes only and does not constitute legally binding financial, tax, or legal advice. All contractual guarantees, including income and living benefits associated with life insurance and annuities, are backed solely by the financial strength and claims-paying ability of the issuing insurance company. Our strategies involve the proper implementation of IRS tax codes; however, you should always consult with a qualified tax professional or attorney regarding your specific situation before executing any financial strategy.
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