Permanent life insurance isn’t like your car, home, or health insurance—where you pay and get nothing.
With a permanent policy like Indexed Universal Life (IUL), you get cash value & tax-advantaged distributions.
Learn all about it in this FREE, 90-minute educational workshop:
Life Insurance:
The Worst-Explained & Least-Understood Financial Vehicle of All Time!
No Fluff, No Hype, Just Clear Explanations and the Math.
Life insurance is rarely presented with full transparency. This workshop changes that.
We'll uncover:
- The mechanics of life insurance – The What & The How
- What makes it a tax-efficient vehicle for college & retirement planning
- And what can mess it up
Why Attend?
This workshop avoids corporate sales talk like the plague! It was developed by a 27-year industry veteran to explain a financial vehicle that receives some of the most significant tax advantages in the Internal Revenue Code (The IRC).
We will examine the 3 main methods of policy design, which play a critical role in either delivering on financial expectations or becoming a costly mistake. By attending this workshop, you will also gain a solid understanding of a policy’s underlying chassis and its accumulation and distribution mechanisms.
Simply put, this workshop is unlike anything you’ve ever experienced on the subject of life insurance! Straightforward, clearly explained, and backed by the math.
What You'll Learn
The Inner Workings
The inner workings of a permanent life insurance policy such as an IUL.
Proper Structuring
How life insurance should be structured to address financial goals.
Design Mistakes
How poor design and structuring can result in underperformance and undermine goals.
Bottom line: Straight Talk - The good and the bad, with no nonsense in between.
Frequently Asked Questions
Who is this workshop for?
This event is designed for individuals, families and business owners (typically ages 35–55) with financial responsibilities who want clear, objective information about how life insurance actually works — and what can prevent it from delivering results.
Will I be pressured to buy anything?
Absolutely not. This is a purely educational workshop with no obligation or any pressure.
What if I already have life insurance?
That’s perfectly fine. Many attendees come specifically to understand whether their existing policy is working the way they think it is.
What if I can’t attend this date?
You can still register and select “Please inform me of a future workshop date.”
Ara Babayan
Financial Strategist | Indexed Life & Annuities
Meet Your Presenter
Ara Babayan
Life Insurance & Financial Planning Professional since 1999
Ara has spent nearly three decades planning life insurance portfolios for individuals, families, and business owners. Frustrated by the lack of transparency in the financial services industry, he developed this workshop to strip away the corporate sales pitches and focus strictly on the mechanics and the math. His mission is straightforward: to help everyday families understand life insurance clearly and objectively—so they can make informed decisions with confidence.
(818)731-3131
Worst case: You lose 90 minutes.
Otherwise, you gain a solid understanding of a financial vehicle most people — including their accountant and attorney — don’t truly understand.
DATE
Thursday, June 18, 2026
@ 6:00 PM
LOCATION
Buena Vista Branch Library
300 N. Buena Vista St. Burbank, CA 91505
Plenty of Free Parking
ATTENDANCE LIMIT:
Capped at only 30 attendees for a focused & educational experience.
Seats fill fast — reserve yours now.
Registration
Register Now
No Cost — No Obligation
Your information is kept 100% secure and confidential.
We never sell your data. Zero spam.
✔ You’ll receive a calendar invite after registering
Disclosures
The information provided on this website is for educational and informational purposes only and does not constitute legally binding financial, tax, or legal advice. All contractual guarantees, including income and living benefits associated with life insurance and annuities, are backed solely by the financial strength and claims-paying ability of the issuing insurance company. Our strategies involve the proper implementation of IRS tax codes; however, you should always consult with a qualified tax professional or attorney regarding your specific situation before executing any financial strategy.
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